Income Protection

We Take Care of You

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Income Protection

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We all insure our cars and homes but we don’t always look after what pays for it all: our earnings.  How would you pay the bills if you were sick or accidentally injured and couldn’t work?  When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Income protection policies can be straightforward, simple to arrange and individual to you, providing:

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• An income to help replace any loss of earnings due to ill health or accidental injury.
• An insurance policy that’s affordable and easy to arrange; helping to give peace of mind to you and your family.
• Continued benefits if you go back to work in a reduced capacity, with a reduced salary.
• Tax-free payments under the current rules, although this might change in the future.

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Income Protection Insurance is designed to typically protect up to 70% of your gross salary if you are unable to work due to accident or sickness and, in some cases, unemployment.  Income Protection Insurance can cover a wide range of situations and has the potential to pay out for many years, even up until retirement age.

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Life Alliance can talk you through the options available from our panel of well known insurers and advise on the right policy for you.

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Whatever your situation, it will give you peace of mind to know you’re making the right choices.